Any potential entrepreneur seeking financial assistance from BSRS can obtain Bank’s Loan Application Form – different for New Project and BMRE project case – along with the detailed guidelines, on payment of Tk. 500.00 (Five hundred) only.
There is no fixed time limit for submission of loan proposal to the bank after issuance of the Loan Application Form.
1/8th of 1% of the project cost subject to a maximum of Tk. 1,00,000 and minimum to Tk. 25,000 is to be deposited as evaluation fee with the BSRS while submitting the loan proposal irrespective of whether a project is approved or not. In case of small enterprise the minimum fee will be Tk. 1,000 (one thousand) only.
In case of Joint Venture/co-financing projects, the sponsors are required to make project deposit and pay evaluation fee at prevailing rates to the respective financial institutions on pro rata basis. In addition to evaluation fee, other prevailing fee in the Sangstha will be applicable.
In case of consortium/co-financing syndication financing where BSRS plays role as lead bank/lead arrangers, the following rate of fees are applicable.
Sl. No.
Nature of Fee
Amount of fees
(a)
Project evaluation fee
0.1% of project cost but minimum Tk. 5.00 lac
(b)
Commitment charge
0.25% in un-disbursed loan amount
(c)
Participation fee
0.20% to 0.50% on proposed loan amount
(d)
Agency fee arranger
0.20% to 0.50% on outstanding loan amount.
(e)
Syndication/agency fee
0.50% to 1.00% on proposed loan amount.
Project proposal involving loans exceeding Tk. 50.00 lac require, among others, submission of techno-economic feasibility report with the proposal.
Proposal submission must be completed with necessary documents following standard checklist distributed with the Loan Application Form.
Only fully documented loan proposals are accepted for processing. Bank’s final decision regarding sanction/rejection of loan is communicated within 2(two) months from the date of receipt of the fully documented loan proposal.
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