Annual production capacity & manufacturing process;
Location, infrastructure facilities features and estimated cost of the land;
Civil drawing(s) and cost of civil works;
Estimated requirement of raw material(s) with source of availability;
All input output data of the project;
Utility services required;
Implementation Schedule.
Note: Relevant things to comply with the Machinery
Procurement Policy of the Sangstha.
Market aspects:
Use and users of the product;
Estimation of demand;
Market price of the proposed product(s);
Analysis/opinions on existing market competition;
Marketing strategy;
Existing capacity and capacity under development, if any.
Financial aspects:
Cost of the project & Means of Finance;
Debt Equity Ratio;
Fixed Assets Coverage Ratio (FACR) to be considered as 1.50;
Fixed Assets Coverage Ratio to be considered as 2 times (Apart from Limited Company);
Capital Structure;
Assumption of Financial Evaluation;
Profit Estimation;
Sensitivity analysis
Debt-Service Coverage Ratio (DSCR)
Break Even Analysis
Cash Flow Statement
Projected Balance Sheet
Internal Rate of Return (IRR)
Management aspects:
Structures & Shares;
Memorandum of Articles and relevant (Joint Stock Company’s) registration certificate;
Introduction to members of the proposed management, relevant experience, net worth (assets declaration);
Comparison of equity proposed and net worth declared;
Source of working capital or working capital loan;
Note: Credit Risk Grading will be required for proposed loan account more than
Bangladesh taka 5.00 million and if necessary, Credit Rating will be required.